With mortgage lender’s competing for your business, new “speciality” products are making it easier to get financing. As life would have it, we don’t always meet the normal bank’s guidelines for financing. Here’s the latest innovations to help you GET APPROVED.

Extended amortizations – up to 35 years giving you more buying power.

Equity take out – up to 90% of the value of your home.

Equity Mortgages – You can get financing and qualify based on equity not income. You need 50% equity or down payment.

Mortgages for self employed applicants – You can now qualify based on "stated income". You need 10% down payment, not borrowed/no gifts and have a good credit rating. Allowable property types are houses and strata.

Mortgages for a 2nd home (ie: summer cottage or winter retreat) with 5% down, not borrowed/no gifts - no rentals.

All programs are subject to qualification & change without notice. Conditions apply. Please call for details.